I just read an editorial at http://www.osnews.com/story.php?news_id=13568 entitled UNIX Security: Don't Believe the Truth. Aside from the authors assertion that UNIX is more secure than Windows and his refusal to entertain any other opinion (for the record I think it is somewhat akin to saying Orem, UT is safer than New York, NY because there are fewer crimes) I thought it was a good piece. The main point is that even though most users do not run with sufficent privileges to allow the OS to be damaged by a virus, the stuff the user cares about can be damaged. The exact same thing is possible when running Windows as a non-administrative user. I had an experience where not being an administrator saved me from a virus infection.
One other interesting tidbit was the advertisement that was playing along with the article. I normally ignore the ads but this one was for the Microsoft sponsored "Get the Facts" campaign on whether Linux or Windows Server 2003 is a better purchase for enterprises. It seemed ironic to me.